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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,988 | $171,492+44.0% | $150,734+63.9% | $198,609+24.4% |
| Participation rate | 66.7% | 81.4%-14.7pp | 78.4%-11.8pp | 82.4%-15.7pp |
| Annual return | 13.16% | 804.70%-791.5pp | 600.81%-587.6pp | 202.70%-189.5pp |
| Employer contribution / active EE | $2,673 | $5,470-51.1% | $4,918-45.6% | $5,055-47.1% |
| Participant deferral / active EE | $8,108 | $6,259+29.5% | $5,610+44.5% | $6,977+16.2% |
| Admin fee / account holder | $26,419 | $17,628+49.9% | $14,905+77.2% | $19,030+38.8% |