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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,988 | $111,535+121.4% | $105,223+134.7% | $137,256+79.9% |
| Participation rate | 66.7% | 78.1%-11.4pp | 75.0%-8.4pp | 80.0%-13.3pp |
| Annual return | 13.16% | 237.85%-224.7pp | 180.65%-167.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $2,673 | $3,939-32.1% | $3,689-27.5% | $4,156-35.7% |
| Participant deferral / active EE | $8,108 | $5,500+47.4% | $5,072+59.9% | $6,407+26.5% |
| Admin fee / account holder | $26,419 | $9,721+171.8% | $8,859+198.2% | $12,270+115.3% |