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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,877 | $80,992-75.5% | $96,534-79.4% | $75,173-73.6% |
| Participation rate | 77.9% | 71.8%+6.1pp | 76.0%+1.9pp | 67.2%+10.7pp |
| Annual return | 18.15% | 27.05%-8.9pp | 25.88%-7.7pp | 160.72%-142.6pp |
| Employer contribution / active EE | $1,329 | $2,283-41.8% | $2,965-55.2% | $2,671-50.3% |
| Participant deferral / active EE | $2,412 | $3,929-38.6% | $4,851-50.3% | $4,126-41.5% |
| Admin fee / account holder | $1,963 | $6,717-70.8% | $8,253-76.2% | $5,651-65.3% |