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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,503 | $95,453-72.2% | $112,040-76.3% | $82,448-67.9% |
| Participation rate | 71.7% | 72.8%-1.1pp | 76.5%-4.8pp | 68.1%+3.6pp |
| Annual return | 17.36% | 23.92%-6.6pp | 24.52%-7.2pp | 41.64%-24.3pp |
| Employer contribution / active EE | $1,264 | $2,318-45.5% | $2,954-57.2% | $2,551-50.5% |
| Participant deferral / active EE | $2,740 | $4,224-35.1% | $5,098-46.3% | $4,139-33.8% |
| Admin fee / account holder | $4,452 | $9,013-50.6% | $12,098-63.2% | $7,234-38.5% |