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| Provider | Service type | Compensation |
|---|---|---|
PASQUA THOMAS2 years Service code 27 · EIN 05-4442417 | Advisory (Plan) | $53,959 |
Service code 37 · EIN 04-2647786 | Loan Processing | $19,347 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,791 | $130,294+96.3% | $170,043+50.4% | $71,511+257.7% |
| Participation rate | 80.3% | 86.2%-5.8pp | 87.0%-6.7pp | 67.9%+12.4pp |
| Annual return | 18.83% | 20.36%-1.5pp | 53.40%-34.6pp | 28.86%-10.0pp |
| Employer contribution / active EE | $20,168 | $4,385+360.0% | $6,790+197.0% | $2,589+678.9% |
| Participant deferral / active EE | $8,058 | $6,928+16.3% | $10,410-22.6% | $4,291+87.8% |
| Admin fee / account holder | $591 | $966-38.8% | $12,824-95.4% | $1,588-62.8% |