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| Provider | Service type | Compensation |
|---|---|---|
PASQUA THOMAS1 year Service code 27 · EIN 05-4442417 | Advisory (Plan) | $51,398 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $14,276 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,865 | $102,661+107.3% | $151,645+40.4% | $66,949+218.0% |
| Participation rate | 79.4% | 85.5%-6.1pp | 87.5%-8.1pp | 69.8%+9.6pp |
| Annual return | -17.81% | -10.81%-7.0pp | 3.34%-21.2pp | 1.57%-19.4pp |
| Employer contribution / active EE | $20,819 | $4,184+397.6% | $6,165+237.7% | $2,545+717.9% |
| Participant deferral / active EE | $7,037 | $6,645+5.9% | $8,363-15.8% | $4,239+66.0% |
| Admin fee / account holder | $576 | $630-8.6% | $11,614-95.0% | $594-2.9% |