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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,583 | $78,694-45.9% | $67,652-37.1% | $125,389-66.0% |
| Participation rate | 85.0% | 78.8%+6.2pp | 75.7%+9.3pp | 83.2%+1.8pp |
| Annual return | -2.28% | 9.46%-11.7pp | 6625.40%-6627.7pp | 282.24%-284.5pp |
| Employer contribution / active EE | $1,617 | $3,044-46.9% | $2,266-28.7% | $4,866-66.8% |
| Participant deferral / active EE | $2,664 | $4,292-37.9% | $3,560-25.2% | $5,352-50.2% |
| Admin fee / account holder | $1,063 | $7,403-85.6% | $4,821-77.9% | $9,541-88.9% |