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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,396 | $106,267-90.2% | $96,520-89.2% | $139,456-92.5% |
| Participation rate | 87.5% | 77.8%+9.7pp | 74.3%+13.2pp | 80.3%+7.2pp |
| Annual return | 11.72% | 38.45%-26.7pp | 35.72%-24.0pp | 373.45%-361.7pp |
| Employer contribution / active EE | $1,522 | $4,105-62.9% | $3,739-59.3% | $4,753-68.0% |
| Participant deferral / active EE | $0 | $5,454-100.0% | $4,879-100.0% | $6,711-100.0% |
| Admin fee / account holder | $2,929 | $7,882-62.8% | $6,733-56.5% | $11,407-74.3% |