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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,204 | $202,345-76.2% | $172,755-72.1% | $152,885-68.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 20.25% | 1029.77%-1009.5pp | 802.94%-782.7pp | 345.39%-325.1pp |
| Employer contribution / active EE | $7,965 | $5,858+36.0% | $5,144+54.8% | $4,763+67.2% |
| Participant deferral / active EE | $2,948 | $5,948-50.4% | $5,198-43.3% | $5,851-49.6% |
| Admin fee / account holder | $1,666 | $17,111-90.3% | $13,955-88.1% | $11,598-85.6% |