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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,126 | $123,793+258.8% | $177,827+149.8% | $79,858+456.1% |
| Participation rate | 100.0% | 84.7%+15.3pp | 87.7%+12.3pp | 69.6%+30.4pp |
| Annual return | 15.78% | 22.82%-7.0pp | 48.32%-32.5pp | 31.72%-15.9pp |
| Employer contribution / active EE | $18,285 | $4,095+346.5% | $5,918+209.0% | $2,471+640.0% |
| Participant deferral / active EE | $15,107 | $5,956+153.6% | $7,713+95.9% | $3,740+303.9% |
| Admin fee / account holder | $19,101 | $7,243+163.7% | $12,429+53.7% | $5,306+260.0% |