See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 13-2624428 | Recordkeeping Fees | $15,758 |
LPL FINANCIAL1 year Filed as: LPL FINANCIAL LLC Service code 27 PO BOX 5802533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $15,593 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,275 | $84,487-45.2% | $125,339-63.1% | $66,914-30.8% |
| Participation rate | 68.9% | 76.4%-7.5pp | 82.4%-13.5pp | 69.8%-0.9pp |
| Annual return | -18.22% | -8.39%-9.8pp | 572.05%-590.3pp | 1.58%-19.8pp |
| Employer contribution / active EE | $2,623 | $3,553-26.2% | $4,814-45.5% | $2,544+3.1% |
| Participant deferral / active EE | $5,386 | $6,781-20.6% | $7,446-27.7% | $4,237+27.1% |
| Admin fee / account holder | $310 | $685-54.7% | $10,010-96.9% | $593-47.7% |