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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,056 | $124,187-90.3% | $108,410-88.9% | $167,518-92.8% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 21.86% | 1379.80%-1357.9pp | 905.34%-883.5pp | 478.71%-456.8pp |
| Employer contribution / active EE | $4,496 | $4,187+7.4% | $3,558+26.4% | $4,838-7.1% |
| Participant deferral / active EE | $4,496 | $6,908-34.9% | $6,562-31.5% | $6,342-29.1% |
| Admin fee / account holder | $1,559 | $9,456-83.5% | $7,296-78.6% | $12,312-87.3% |