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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,206 | $175,231+99.9% | $149,696+133.9% | $139,466+151.1% |
| Participation rate | 85.7% | 83.4%+2.3pp | 78.8%+6.9pp | 80.3%+5.4pp |
| Annual return | 17.63% | 166.77%-149.1pp | 134.46%-116.8pp | 373.66%-356.0pp |
| Employer contribution / active EE | $10,889 | $5,478+98.8% | $4,821+125.9% | $4,754+129.1% |
| Participant deferral / active EE | $7,214 | $6,521+10.6% | $5,682+27.0% | $6,712+7.5% |
| Admin fee / account holder | $889 | $16,155-94.5% | $13,212-93.3% | $11,409-92.2% |