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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,316 | $57,352-36.7% | $83,831-56.7% | $64,173-43.4% |
| Participation rate | 62.3% | 68.6%-6.3pp | 76.1%-13.9pp | 69.6%-7.3pp |
| Annual return | 5.00% | 11.38%-6.4pp | 850.99%-846.0pp | 7.63%-2.6pp |
| Employer contribution / active EE | $659 | $2,546-74.1% | $3,631-81.8% | $2,381-72.3% |
| Participant deferral / active EE | $3,462 | $2,993+15.7% | $4,082-15.2% | $3,470-0.2% |
| Admin fee / account holder | $4,034 | $4,046-0.3% | $5,479-26.4% | $4,887-17.5% |