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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,863 | $63,342-38.6% | $92,236-57.9% | $70,131-44.6% |
| Participation rate | 66.7% | 68.7%-2.0pp | 76.5%-9.8pp | 69.5%-2.9pp |
| Annual return | 17.73% | 530.15%-512.4pp | 176.29%-158.6pp | 73.14%-55.4pp |
| Employer contribution / active EE | $530 | $2,471-78.6% | $3,679-85.6% | $2,342-77.4% |
| Participant deferral / active EE | $3,193 | $2,854+11.9% | $3,897-18.1% | $3,332-4.2% |
| Admin fee / account holder | $2,791 | $3,840-27.3% | $5,194-46.3% | $4,645-39.9% |