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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,538 | $81,504-23.3% | $102,437-39.0% | $80,959-22.8% |
| Participation rate | 52.0% | 66.9%-14.9pp | 74.5%-22.5pp | 67.7%-15.7pp |
| Annual return | 18.95% | 25.60%-6.6pp | 24.95%-6.0pp | 35.67%-16.7pp |
| Employer contribution / active EE | $799 | $3,104-74.3% | $3,871-79.4% | $2,757-71.0% |
| Participant deferral / active EE | $4,444 | $3,871+14.8% | $5,060-12.2% | $4,300+3.3% |
| Admin fee / account holder | $11,983 | $6,719+78.3% | $8,388+42.9% | $6,925+73.0% |