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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,295 | $154,193-66.1% | $130,045-59.8% | $139,466-62.5% |
| Participation rate | 94.1% | 82.0%+12.2pp | 78.5%+15.6pp | 80.3%+13.8pp |
| Annual return | 17.89% | 32.51%-14.6pp | -137.30%+155.2pp | 373.66%-355.8pp |
| Employer contribution / active EE | $3,187 | $5,292-39.8% | $4,321-26.3% | $4,754-33.0% |
| Participant deferral / active EE | $3,540 | $6,709-47.2% | $5,820-39.2% | $6,712-47.3% |
| Admin fee / account holder | $2,012 | $13,989-85.6% | $10,600-81.0% | $11,409-82.4% |