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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,705 | $91,559-43.5% | $133,978-61.4% | $79,856-35.3% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 21.77% | 61.85%-40.1pp | 45.10%-23.3pp | 31.71%-9.9pp |
| Employer contribution / active EE | $3,572 | $2,384+49.8% | $3,919-8.9% | $2,471+44.5% |
| Participant deferral / active EE | $3,515 | $3,734-5.9% | $5,047-30.4% | $3,741-6.0% |
| Admin fee / account holder | $4,398 | $6,321-30.4% | $8,930-50.7% | $5,306-17.1% |