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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,904 | $45,872-61.0% | $77,096-76.8% | $68,486-73.9% |
| Participation rate | 73.3% | 55.9%+17.4pp | 67.9%+5.4pp | 67.9%+5.4pp |
| Annual return | 2.47% | 1.73%+0.7pp | 42.35%-39.9pp | -7.85%+10.3pp |
| Employer contribution / active EE | -$530 | $1,650-132.1% | $2,814-118.8% | $2,597-120.4% |
| Participant deferral / active EE | $1,895 | $2,963-36.0% | $4,429-57.2% | $4,028-52.9% |
| Admin fee / account holder | $4,775 | $3,041+57.0% | $5,428-12.0% | $5,404-11.6% |