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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,865 | $48,053-52.4% | $84,628-73.0% | $72,975-68.7% |
| Participation rate | 68.1% | 57.6%+10.5pp | 68.2%-0.2pp | 69.5%-1.4pp |
| Annual return | 20.35% | 37.39%-17.0pp | 258.80%-238.4pp | 81.01%-60.7pp |
| Employer contribution / active EE | $691 | $1,602-56.9% | $2,653-74.0% | $2,440-71.7% |
| Participant deferral / active EE | $1,613 | $2,681-39.8% | $3,900-58.6% | $3,608-55.3% |
| Admin fee / account holder | $1,882 | $3,395-44.6% | $4,914-61.7% | $5,124-63.3% |