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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,589 | $168,635-49.2% | $147,617-42.0% | $125,389-31.7% |
| Participation rate | 36.4% | 88.8%-52.4pp | 84.6%-48.3pp | 83.2%-46.8pp |
| Annual return | -1.25% | 77.65%-78.9pp | 61.98%-63.2pp | 282.24%-283.5pp |
| Employer contribution / active EE | $1,566 | $6,252-75.0% | $5,564-71.9% | $4,866-67.8% |
| Participant deferral / active EE | $3,376 | $5,507-38.7% | $4,895-31.0% | $5,352-36.9% |
| Admin fee / account holder | $33 | $13,580-99.8% | $11,612-99.7% | $9,541-99.7% |