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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,151 | $180,466-57.2% | $154,114-49.9% | $135,382-43.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.76% | 888.15%-893.9pp | 735.16%-740.9pp | 519.77%-525.5pp |
| Employer contribution / active EE | $2,120 | $6,035-64.9% | $5,298-60.0% | $4,779-55.6% |
| Participant deferral / active EE | $4,577 | $5,806-21.2% | $5,081-9.9% | $5,609-18.4% |
| Admin fee / account holder | $17,559 | $16,144+8.8% | $13,411+30.9% | $10,829+62.2% |