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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,915 | $103,038+107.6% | $90,324+136.8% | $152,909+39.9% |
| Participation rate | 28.6% | 75.9%-47.3pp | 73.3%-44.7pp | 82.5%-53.9pp |
| Annual return | 24.74% | 95.25%-70.5pp | 78.15%-53.4pp | 345.46%-320.7pp |
| Employer contribution / active EE | $1,458 | $3,141-53.6% | $2,856-49.0% | $4,764-69.4% |
| Participant deferral / active EE | $4,400 | $4,282+2.8% | $3,885+13.2% | $5,851-24.8% |
| Admin fee / account holder | $0 | $6,177-100.0% | $5,356-100.0% | $11,601-100.0% |