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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,568 | $99,011-0.4% | $86,582+13.8% | $147,586-33.2% |
| Participation rate | 42.9% | 76.3%-33.5pp | 73.5%-30.7pp | 82.8%-40.0pp |
| Annual return | 16.34% | 1312.75%-1296.4pp | 965.08%-948.7pp | 578.59%-562.2pp |
| Employer contribution / active EE | $2,014 | $3,132-35.7% | $2,839-29.1% | $4,876-58.7% |
| Participant deferral / active EE | $5,520 | $3,972+39.0% | $3,609+53.0% | $5,439+1.5% |
| Admin fee / account holder | $0 | $5,709-100.0% | $4,904-100.0% | $10,886-100.0% |