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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,432 | $77,816+45.8% | $123,549-8.2% | $64,181+76.7% |
| Participation rate | 80.6% | 74.7%+5.9pp | 82.3%-1.6pp | 69.6%+11.1pp |
| Annual return | -1.25% | 12.49%-13.7pp | 119.20%-120.4pp | 7.63%-8.9pp |
| Employer contribution / active EE | $358 | $3,014-88.1% | $4,628-92.3% | $2,381-85.0% |
| Participant deferral / active EE | $6,789 | $5,240+29.6% | $6,426+5.6% | $3,470+95.7% |
| Admin fee / account holder | $5,161 | $5,519-6.5% | $9,284-44.4% | $4,887+5.6% |