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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,018 | $172,111+29.6% | $150,298+48.4% | $137,256+62.5% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 15.71% | 69.37%-53.7pp | 62.79%-47.1pp | 220.34%-204.6pp |
| Employer contribution / active EE | $2,904 | $4,636-37.4% | $4,154-30.1% | $4,156-30.1% |
| Participant deferral / active EE | $22,079 | $6,166+258.1% | $5,453+304.9% | $6,407+244.6% |
| Admin fee / account holder | $1,416 | $16,471-91.4% | $14,116-90.0% | $12,270-88.5% |