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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $406,875 | $102,065+298.6% | $453,569-10.3% | $85,856+373.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.0%+22.0pp | 69.3%+30.7pp |
| Annual return | 15.96% | 25.44%-9.5pp | 64.43%-48.5pp | 318.58%-302.6pp |
| Employer contribution / active EE | $14,286 | $2,852+401.0% | $4,072+250.8% | $2,565+456.9% |
| Participant deferral / active EE | $18,371 | $4,789+283.6% | $6,211+195.8% | $3,952+364.8% |
| Admin fee / account holder | $4,677 | $5,717-18.2% | $11,214-58.3% | $6,261-25.3% |