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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,922 | $78,705-67.1% | $117,857-78.0% | $70,131-63.0% |
| Participation rate | 67.9% | 73.2%-5.3pp | 79.7%-11.8pp | 69.5%-1.7pp |
| Annual return | 23.97% | 23.30%+0.7pp | 335.09%-311.1pp | 73.14%-49.2pp |
| Employer contribution / active EE | $5,277 | $2,223+137.4% | $3,786+39.4% | $2,342+125.3% |
| Participant deferral / active EE | $4,111 | $3,297+24.7% | $4,482-8.3% | $3,332+23.4% |
| Admin fee / account holder | $36 | $5,065-99.3% | $8,020-99.6% | $4,645-99.2% |