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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,410 | $165,361-36.9% | $149,715-30.3% | $158,950-34.3% |
| Participation rate | 85.7% | 84.6%+1.1pp | 82.5%+3.2pp | 82.0%+3.8pp |
| Annual return | 10.28% | 348.24%-338.0pp | 276.66%-266.4pp | 302.91%-292.6pp |
| Employer contribution / active EE | $1,655 | $5,103-67.6% | $4,645-64.4% | $4,762-65.3% |
| Participant deferral / active EE | $4,196 | $7,182-41.6% | $6,842-38.7% | $5,983-29.9% |
| Admin fee / account holder | $314 | $10,808-97.1% | $9,310-96.6% | $11,248-97.2% |