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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $668,216 | $176,105+279.4% | $159,474+319.0% | $167,536+298.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 7.63% | 331.91%-324.3pp | 263.68%-256.0pp | 478.82%-471.2pp |
| Employer contribution / active EE | $11,079 | $5,299+109.1% | $4,831+129.3% | $4,839+128.9% |
| Participant deferral / active EE | $10,098 | $7,751+30.3% | $7,353+37.3% | $6,342+59.2% |
| Admin fee / account holder | $2,319 | $12,559-81.5% | $10,802-78.5% | $12,315-81.2% |