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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $526,863 | $127,387+313.6% | $115,038+358.0% | $125,389+320.2% |
| Participation rate | 90.0% | 84.2%+5.8pp | 81.4%+8.6pp | 83.2%+6.8pp |
| Annual return | 2.12% | 31.28%-29.2pp | 26.14%-24.0pp | 282.24%-280.1pp |
| Employer contribution / active EE | $8,281 | $5,166+60.3% | $4,608+79.7% | $4,866+70.2% |
| Participant deferral / active EE | $6,000 | $6,423-6.6% | $6,026-0.4% | $5,352+12.1% |
| Admin fee / account holder | $3,781 | $9,516-60.3% | $8,175-53.8% | $9,541-60.4% |