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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,663 | $139,948-5.2% | $121,663+9.0% | $154,746-14.3% |
| Participation rate | 71.4% | 78.0%-6.6pp | 74.5%-3.1pp | 80.7%-9.3pp |
| Annual return | 9.43% | 230.52%-221.1pp | 147.54%-138.1pp | 172.34%-162.9pp |
| Employer contribution / active EE | $1,579 | $3,521-55.2% | $3,020-47.7% | $4,379-63.9% |
| Participant deferral / active EE | $9,430 | $5,629+67.5% | $4,887+93.0% | $6,730+40.1% |
| Admin fee / account holder | $25,387 | $17,321+46.6% | $14,289+77.7% | $14,365+76.7% |