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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,171 | $118,708-52.7% | $98,920-43.2% | $158,982-64.7% |
| Participation rate | 100.0% | 77.8%+22.2pp | 76.0%+24.0pp | 82.0%+18.0pp |
| Annual return | 7.43% | 372.49%-365.1pp | 196.47%-189.0pp | 302.99%-295.6pp |
| Employer contribution / active EE | $1,381 | $3,334-58.6% | $2,689-48.7% | $4,763-71.0% |
| Participant deferral / active EE | $3,994 | $5,089-21.5% | $4,245-5.9% | $5,983-33.3% |
| Admin fee / account holder | $8,304 | $10,134-18.1% | $6,643+25.0% | $11,252-26.2% |