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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,663 | $132,099+0.4% | $115,599+14.8% | $138,895-4.5% |
| Participation rate | 71.4% | 77.9%-6.4pp | 74.3%-2.8pp | 79.9%-8.5pp |
| Annual return | 9.43% | 176.76%-167.3pp | 111.10%-101.7pp | 145.39%-136.0pp |
| Employer contribution / active EE | $1,579 | $3,416-53.8% | $2,955-46.6% | $4,194-62.3% |
| Participant deferral / active EE | $9,430 | $5,617+67.9% | $4,889+92.9% | $6,396+47.4% |
| Admin fee / account holder | $25,387 | $15,650+62.2% | $12,841+97.7% | $12,562+102.1% |