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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,108 | $92,219-73.9% | $76,768-68.6% | $135,379-82.2% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -6.81% | 5.46%-12.3pp | 2.43%-9.2pp | 519.79%-526.6pp |
| Employer contribution / active EE | $2,415 | $3,216-24.9% | $2,485-2.8% | $4,779-49.5% |
| Participant deferral / active EE | $2,078 | $4,508-53.9% | $3,852-46.0% | $5,609-62.9% |
| Admin fee / account holder | $5,111 | $10,749-52.4% | $6,675-23.4% | $10,828-52.8% |