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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,873 | $92,743+59.4% | $82,744+78.7% | $134,532+9.9% |
| Participation rate | 50.0% | 75.2%-25.2pp | 72.6%-22.6pp | 81.2%-31.2pp |
| Annual return | -9.25% | 946.63%-955.9pp | 702.22%-711.5pp | 418.27%-427.5pp |
| Employer contribution / active EE | $1,284 | $3,273-60.8% | $3,008-57.3% | $4,741-72.9% |
| Participant deferral / active EE | $1,584 | $4,802-67.0% | $4,395-64.0% | $6,401-75.3% |
| Admin fee / account holder | $328 | $5,977-94.5% | $5,325-93.8% | $11,429-97.1% |