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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,648 | $103,008+16.2% | $90,304+32.5% | $152,897-21.7% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 16.63% | 95.22%-78.6pp | 78.13%-61.5pp | 345.43%-328.8pp |
| Employer contribution / active EE | $1,284 | $3,139-59.1% | $2,855-55.0% | $4,764-73.1% |
| Participant deferral / active EE | $1,616 | $4,281-62.3% | $3,885-58.4% | $5,851-72.4% |
| Admin fee / account holder | $312 | $6,175-94.9% | $5,354-94.2% | $11,599-97.3% |