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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,551 | $162,785-57.3% | $133,959-48.1% | $158,950-56.2% |
| Participation rate | 82.6% | 83.2%-0.6pp | 79.8%+2.8pp | 82.0%+0.6pp |
| Annual return | 12.95% | 41.94%-29.0pp | 45.09%-32.1pp | 302.91%-290.0pp |
| Employer contribution / active EE | $0 | $4,975-100.0% | $3,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $8,838 | $5,910+49.5% | $5,047+75.1% | $5,983+47.7% |
| Admin fee / account holder | $8,249 | $11,738-29.7% | $8,928-7.6% | $11,248-26.7% |