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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,988 | $183,592-36.3% | $155,574-24.8% | $145,877-19.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.17% | 61.37%-48.2pp | 64.87%-51.7pp | 551.28%-538.1pp |
| Employer contribution / active EE | $8,653 | $5,317+62.8% | $4,676+85.1% | $4,663+85.6% |
| Participant deferral / active EE | $29,615 | $6,466+358.0% | $5,629+426.1% | $6,691+342.6% |
| Admin fee / account holder | $144,225 | $19,316+646.7% | $15,914+806.3% | $13,402+976.1% |