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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $193,107 | $175,259+10.2% | $149,723+29.0% | $139,487+38.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.32% | 166.82%-148.5pp | 134.50%-116.2pp | 373.84%-355.5pp |
| Employer contribution / active EE | $20,347 | $5,478+271.4% | $4,821+322.0% | $4,755+327.9% |
| Participant deferral / active EE | $17,568 | $6,522+169.4% | $5,682+209.2% | $6,713+161.7% |
| Admin fee / account holder | $23,609 | $16,158+46.1% | $13,215+78.7% | $11,407+107.0% |