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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,089 | $92,743-9.3% | $82,744+1.6% | $134,532-37.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -20.48% | 946.63%-967.1pp | 702.22%-722.7pp | 418.27%-438.8pp |
| Employer contribution / active EE | $18,969 | $3,273+479.6% | $3,008+530.6% | $4,741+300.1% |
| Participant deferral / active EE | $17,033 | $4,802+254.7% | $4,395+287.6% | $6,401+166.1% |
| Admin fee / account holder | $964 | $5,977-83.9% | $5,325-81.9% | $11,429-91.6% |