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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,718 | $138,102-37.9% | $125,381-31.6% | $134,532-36.3% |
| Participation rate | 75.0% | 84.5%-9.5pp | 82.4%-7.4pp | 81.2%-6.2pp |
| Annual return | -12.09% | 750.73%-762.8pp | 572.31%-584.4pp | 418.27%-430.4pp |
| Employer contribution / active EE | $17,244 | $5,245+228.7% | $4,815+258.1% | $4,741+263.7% |
| Participant deferral / active EE | $15,167 | $7,801+94.4% | $7,448+103.6% | $6,401+136.9% |
| Admin fee / account holder | $4,572 | $11,568-60.5% | $10,007-54.3% | $11,429-60.0% |