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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,436 | $98,776-26.7% | $149,745-51.6% | $79,856-9.3% |
| Participation rate | 86.5% | 75.8%+10.7pp | 82.5%+4.0pp | 69.6%+16.8pp |
| Annual return | 11.51% | 27.38%-15.9pp | 276.72%-265.2pp | 31.71%-20.2pp |
| Employer contribution / active EE | $5,667 | $3,217+76.1% | $4,646+22.0% | $2,471+129.3% |
| Participant deferral / active EE | $4,268 | $5,681-24.9% | $6,843-37.6% | $3,741+14.1% |
| Admin fee / account holder | $3,811 | $6,053-37.0% | $9,312-59.1% | $5,306-28.2% |