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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,824 | $115,903+12.0% | $100,528+29.1% | $158,966-18.3% |
| Participation rate | 100.0% | 81.6%+18.4pp | 79.4%+20.6pp | 82.0%+18.0pp |
| Annual return | 13.56% | 34.80%-21.2pp | 30.90%-17.3pp | 302.95%-289.4pp |
| Employer contribution / active EE | $10,362 | $4,105+152.4% | $3,419+203.1% | $4,762+117.6% |
| Participant deferral / active EE | $6,320 | $6,677-5.3% | $6,271+0.8% | $5,983+5.6% |
| Admin fee / account holder | $1,715 | $11,000-84.4% | $8,084-78.8% | $11,250-84.8% |