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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,084 | $97,027-63.8% | $83,323-57.9% | $135,382-74.1% |
| Participation rate | 33.3% | 80.4%-47.1pp | 77.8%-44.4pp | 82.6%-49.3pp |
| Annual return | -2.65% | 12.31%-15.0pp | 10.63%-13.3pp | 519.77%-522.4pp |
| Employer contribution / active EE | $3,661 | $4,143-11.6% | $3,379+8.4% | $4,779-23.4% |
| Participant deferral / active EE | $7,711 | $5,964+29.3% | $5,565+38.6% | $5,609+37.5% |
| Admin fee / account holder | $65,175 | $8,427+673.4% | $7,539+764.4% | $10,829+501.9% |