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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,716 | $168,636-13.6% | $147,618-1.3% | $125,388+16.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -5.97% | 77.65%-83.6pp | 61.98%-68.0pp | 282.24%-288.2pp |
| Employer contribution / active EE | $4,534 | $6,252-27.5% | $5,565-18.5% | $4,866-6.8% |
| Participant deferral / active EE | $9,600 | $5,507+74.3% | $4,895+96.1% | $5,352+79.4% |
| Admin fee / account holder | $7,792 | $13,580-42.6% | $11,612-32.9% | $9,541-18.3% |