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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,831 | $184,000-21.3% | $162,185-10.7% | $152,909-5.3% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 21.19% | 150.80%-129.6pp | 115.61%-94.4pp | 345.46%-324.3pp |
| Employer contribution / active EE | $2,826 | $6,370-55.6% | $5,613-49.7% | $4,764-40.7% |
| Participant deferral / active EE | $6,501 | $8,033-19.1% | $7,297-10.9% | $5,851+11.1% |
| Admin fee / account holder | $323 | $13,124-97.5% | $10,844-97.0% | $11,601-97.2% |