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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,996 | $54,757-52.5% | $90,300-71.2% | $72,983-64.4% |
| Participation rate | 73.3% | 65.1%+8.2pp | 73.3%+0.1pp | 69.5%+3.8pp |
| Annual return | 0.00% | 30.63%-30.6pp | 78.11%-78.1pp | 81.01%-81.0pp |
| Employer contribution / active EE | $1,264 | $2,092-39.6% | $2,854-55.7% | $2,440-48.2% |
| Participant deferral / active EE | $2,002 | $2,887-30.7% | $3,884-48.5% | $3,608-44.5% |
| Admin fee / account holder | $635 | $3,972-84.0% | $5,353-88.1% | $5,124-87.6% |