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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $151,007 | $77,901+93.8% | $149,717+0.9% | $75,181+100.9% |
| Participation rate | 49.1% | 65.6%-16.5pp | 78.8%-29.7pp | 67.2%-18.1pp |
| Annual return | 14.17% | 31.73%-17.6pp | 134.41%-120.2pp | 160.69%-146.5pp |
| Employer contribution / active EE | $2,116 | $3,137-32.6% | $4,820-56.1% | $2,671-20.8% |
| Participant deferral / active EE | $5,356 | $3,411+57.0% | $5,682-5.7% | $4,126+29.8% |
| Admin fee / account holder | $3,062 | $5,949-48.5% | $13,213-76.8% | $5,650-45.8% |