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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,314 | $80,985-11.9% | $96,576-26.2% | $75,181-5.1% |
| Participation rate | 65.6% | 71.8%-6.2pp | 76.0%-10.4pp | 67.2%-1.6pp |
| Annual return | 13.60% | 27.05%-13.4pp | 25.87%-12.3pp | 160.69%-147.1pp |
| Employer contribution / active EE | $1,145 | $2,282-49.9% | $2,965-61.4% | $2,671-57.1% |
| Participant deferral / active EE | $3,302 | $3,929-16.0% | $4,851-31.9% | $4,126-20.0% |
| Admin fee / account holder | $48,287 | $6,719+618.7% | $8,253+485.1% | $5,650+754.7% |