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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,896 | $112,915+77.9% | $90,965+120.8% | $158,950+26.4% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 9.27% | 215.75%-206.5pp | 134.57%-125.3pp | 302.91%-293.6pp |
| Employer contribution / active EE | $2,913 | $2,894+0.7% | $2,122+37.3% | $4,762-38.8% |
| Participant deferral / active EE | $8,667 | $4,128+109.9% | $3,373+156.9% | $5,983+44.9% |
| Admin fee / account holder | $3,403 | $8,044-57.7% | $5,960-42.9% | $11,248-69.7% |